Whether you’re buying or re-financing, get the loan that includes extra cash for repairs and upgrades.

I want to REFRESH.I want to RENOVATE.

Kitchen Renovations
Bathroom Makeovers
New Countertops & Finishes

Flooring and Carpet
Upgraded Appliances
Basement or Bonus Room Finishing

New Windows and Doors
Fresh Paint and Trim Work
New Construction

Outdated house, new possibilities

With extra financing, you can tackle projects like fresh paint, landscaping or even a brand new kitchen.

New appliances, cabinets, and a fresh coat of paint. Wow! All are options with the Homeside Home Makeover Loan.

Every home deserves a refresh

Let's get started.

Just one loan to purchase and renovate your home—with one incredibly low down payment.

3.5% down or less

No need to wait around for disbursements. With the Homeside Home Makeover Loan, you can start renovations right away.

Cash at closing

Once your contractor submits the project plan and Homeside approves your application, our goal is to close within 30 days.

30 days to close

Link number 1

Link number 2

Need more info?
(844) 382-7366 (RENO)

Selecting a trustworthy contractor can be just as tough as finding the house. We’ve worked with contractors in your area and will provide you with a vetted list of recommendations to help you on your search.

Reliable contractors

Apply once to buy your land and build your dream home, all in one loan application. With just one closing, you’ll save yourself the stress of switching lenders, all while saving thousands in fees and closing costs.

One application, one closing

Know exactly where your money is headed. You’ll always get the final say before any advances are sent to the builder. You also have the freedom to choose when to lock your rate—when your  home is complete, or before construction even begins*.

Take control of the process

Our renovation experts work with both you and your contractor to get the work started as soon as possible.

Select a contractor

You select a contractor, who will then develop a project plan. (We'll help, too!)

An appraisal is performed to show your home's value after planned renovations.

Get appraisal

Homeside reviews both the plan and the contractor. Once approved, your loan will be closed within 30 days.

Submit plans


Use cash at closing to pay professionals or make purchases right away.

Ready to ditch the wood paneling? And the outdated appliances? The Homeside Home Makeover Loan will help you tackle all of your "I wish" projects. With cash delivered at closing, you'll get started right away.

We're here to help you choose the best option to get you to your dream house. Just drop us a line.

Let's chat.
Great! Tell me more.

Refinish hardwood floors, paint walls and add a few windows to change an entire room.

Transform an old, unfinished attic into a cozy, usable space.

Andrew — Cincinnati, OH

Jill — Reston, VA

Whether you’re buying
or refinancing, get the
loan that includes an
extra $35k financing
for repairs and upgrades.

New Bathrooms  |  Kitchen Remodels
Finished Basements  |  New Windows & Doors
Modern Appliances  |  Premium Countertops
New Landscaping & more

Need more Reno
 or Construction info?

(844) 382-7366 


The full renovation amount is delivered in cash at closing to pay professionals or make purchases.

Copyright © 2016 Homeside Financial, LLC. NMLS ID 1124061 All rights reserved. Homeside Financial, LLC is abbreviated as Homeside through this website. nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/1124061

NMLS ID# 1124061

Homeside Financial is a mortgage lender and is not affiliated with or acting on behalf of HUD, VA, FHA or any agency of the federal government. This advertisement is not a loan approval or commitment to lend. All loans are subject to approval. Loan programs, terms, and conditions are subject to change without notice. Other restrictions may apply, call for details.  The content contained herein is for general informational purposes only and is not provided as professional advice for your specific situation. Please speak to a Mortgage Loan Originator to discuss loan options available. Section 203(k) insures mortgages covering the purchase or refinancing and rehabilitation of a home that is at least a year old.

*Offer valid if your loan closes. No cash value if your loan doesn't proceed to settlement. Call for specific details and conditions.

Angie’s List is a registered trademark of Angie's List, Inc

Don't let a dated kitchen or wood paneling stand in your way. With the Homeside Home Makeover Loan, you can upgrade almost anything from floor to ceiling.

   • 3.5% down
   • Up to $35k for improvements

Homeside Home Makeover Loan

This option is for tearing down walls and putting them up—plus all the cosmetic touches like countertops, roofing and fresh paint.

   • First-Time Homebuyers (As little as 3% down)
   • Second Homes (10% down)
   • Single-Family Investment Properties (15% down)
   • VA and Jumbo options available

Homeside Home Makeover Loan PLUS

Contractor Login

Manage Your Loans

Builder and Contractor Login

*at an additional cost.

Build your dream home with just one loan—no separate financing needed.

Homeside Construction to Perm Loan

With the streamlined, one-close construction loan from Homeside, you’ll save big on money and time. 

   • One Application, One Loan
   • No Separate Financing Needed

   • 100% Financing Available

   • Build on your own land and use the equity

I want to BUILD.

I want to RENOVATE.

I want to REFRESH.

I want to BUILD.

Renovate or Build

your dream home.

Refresh, renovate or build

Let's talk it out.